I have no income?
Absolutely. Job loss, injury, or any circumstance that prevents you from earning is upsetting. At Nestig, we can absolutely assist you with a private lending option if you have equity in your home.
I have declared bankruptcy?
Yes. And you will not be fated to pay more in fees as a result — you will receive the same advice, service, and rates as our other clients. Unfortunately, we have found that many people opt for bankruptcy or a consumer proposal because they didn’t know that a private mortgage solution was an option. We urge you to talk to us first if you are considering a consumer proposal or a bankruptcy. We can provide you with a quote and a second opinion.
I am separated and/or divorcing?
This scenario is very common — we can absolutely assist you. A shift in family dynamic can be extremely difficult for a lot of reasons — addressing the financial aspects of new living arrangements and property ownership shouldn’t be one of those reasons. We work to provide mortgage solutions that allow for smooth transitions and simple completion of financial matters which crop up during separation or divorce, often without stringent criteria for qualification.
I owe money to the Canada Revenue Agency, or my business does?
Or course you can. Nestig has helped many self-employed clientele and commissioned or T4A individuals by providing alternative lending solutions to pay off amounts owing to CRA (HST, income tax, etc.), either personally or for their business.